11 June 2013

Asian Apartment Assessing

So if my sky writer is doing his job, you should know by now that we've signed the lease on our first Singaporean apartment. What you didn't know!? But I paid that random stranger I met on the bus in the middle of the night all that money for top notch work!

Fine, back on topic!

For the last month we've been living with the boyfriend's Singaporean parents and while they have been INCREDIBLE (Seriously, by the normal conservative standards of the previous generation that speaks volumes!) I however have lived on my own for nearly 7-years! Living with someone else (barring my boyfriend for nearly two-years now) is an adjustment I have been finding it difficult adjusting to having 'room mates'... and living with your significant other's parents makes it both difficult and a bit uncomfortable.

  • You have to be on your best behaviour all the time, no walking around in your boxers (Don't lie, you know you do it when no one's home). 
  • You have to always dress nicely to present your competence as an adult... how I miss my ratty and worn lounging sweat pants!
  • You can't hog the bathroom or the food, I love to take hour long hot showers where I literally can just sleep standing up... nope not here! My poor back muscles are screaming in defiance at the injustice!
  • You can't curse or shout whenever your pissed or hurt. Don't believe me, stub your toe on the table and try stifling that F-word in your throat as you grip you foot and smile at the parents. 
  • Your decision for meal time are by group consensus and not by what your stomach wants that night. 
  • All forms of PDA even up to overt flirting is now weird because honestly, who wants to get all hot and bothered in front of you 'in-laws'. 
  • Find you boyfriend's mother washing your underwear and instantly you feel both embarrassment and a healthy dose of shame, not to mention your an adult, you feel bad having someone else doing your laundry. (If your mother still does your laundry after college, sorry, you're a wierdo!)

For someone who lived by himself over half a decade, such an adjustment is not easy and the desire to return to some level of freedom I enjoyed before is desperately wanted. Don't get me wrong, its an immensely rewarding experience to get to know the Singaporean parents... but literally meeting them and living with them all in the same week is like watching an antelope on the Serengeti... every second a conversation goes quiet your afraid the time has come and that antelope is about to be hit... by Hummer!

Again back on topic, I know I run off on tangents. I think its because... Oh fine, your no fun!

So to begin hunting for a new place to stay in Singapore, the first desire is to pick somewhere that a commute to work is feasible. Right now going from Tampines down to Raffles means either catching the 552 Bus, riding it for an hour, praying traffic plays nice and then walking 10-minutes to work... or catching the 91 Bus to Tampines Mall, riding the MRT to Raffles and walking 15-minutes to work... both ways are crowded and both require me to be awake much earlier than God ever intended. So it was decided to focus in every neighbourhood that was less than a 20-minute commute from our office (train/bus included).

I am not a morning person... in fact before my coffee I am a DANGER to society... the closer I am to work the better.

Narrowing down our search area, we found apartment hunting in Singapore is very similar to NYC. Realtor's have taken to social media and the Internet with a zeal, many sites specific to Singapore apartment renting or property buying are plastered all over the Internet. We focused primarily on the website Property Guru, mostly because it required all apartment rental posting to come with pictures, both of the property but also the realtor hosting it.

Our area of focus was Tanjong Pagar, an area at the heart of the Downtown Core of Singapore that is an odd mix of old style HDBs and high-rise condos. It's only a short distance from the famed and always crowded Singapore Harbour, one of the busiest seaports in the world... seriously New York Harbour, you don't even rate in the top 10 seaports in the world when you can count nearly a hundred super-freighters representing two dozen countries, each as long as the Empire Star Building is tall, clustering on the open ocean, all vying to be the next to drop their goods at the base of tower cargo cranes that rival skyscrapers in height!

Saturday is the day to show, most people are out and about so you can get a feel for the real life of your desired neighbourhood. This will give you an idea of how crowded or loud your future home could be. If I'd have known my college apartment in Philadelphia was dead on the weekdays but overwhelmed by crowds, ear-splitting club music and drunks falling over at only 4:00 PM in the afternoon, I may have looked a little farther down the road!

Generally most owners will go through a realtor when they are trying to sell their places, the hassle is easier and most buildings require it to ensure nepotism doesn't play a factor in them keeping the rents competitive. In general pick them based on the properties they have, but when you call to schedule your appointment ask if they have similar properties in the area. Most actually will have multiple apartments in the same building complex they will be happy to show.

Now that sounds odd, if you've seen one HDB apartment, you've seen them all. But remember Singaporeans love to buy over rent, which means that as owner they have say in how all of these decade old units are not only decorated but also how they are renovated. The first apartment we saw had a wall between the kitchen and living room. But the next apartment did fit within the same space and shape, but that wall between the kitchen and living room had been torn out and a breakfast counter now acted as a barrier. Another two floors down had redone the kitchen counters with green tiles, the one next door went with stainless steel tops.

Secondary to this, almost all rental apartments in Singapore tend to come fully furnished. The owners know that most people who are renting tend to be working and juts starting out in the world, they have few belongings. Its common for all the basic furniture and major appliances to be installed on arrival. Think of it like how a hotel room is built, nothing fancy but still you will have a couch, television, washer, kitchen table, a bed and wardrobe for each room. If your buying, sorry they expect if you can afford property, you can afford your own couch! This means that the décor and furnishing of the place must also be considered when moving in. I loved a 18th floor apartment in a particular HDB near Duxom Park but the fact that owner refused to remove the ancient and truly gaudy Chinese-style wooden furniture and furnish with a television that wasn't made in the 1980s was the reason we turned it down.

The range of rents you can find will run the gamete and are largely predictable. The fancy condo built less than a year ago, with its own small backyard, a sky garden on the room, private courtyard and garage, even a private hall for functions, along with complimentary bomb shelter/pantry, was of course rated at a price that visibly made us choke. The cheap HDB flat built around the time my grandparents were newly weds and still hosting all the original décor, was straggly cheap... and stomach turning in its filth.

Be clear with the realtors, most are willing to negotiate the rent down if you are willing to offer incentive. Move in right away, but only if you drop S$200 from the rent. Like we'd pay the full rent, but wanted the couch, television and beds replaced with more modern versions. Haggling will be difficult and somewhat exasperating but we managed to chop a good chunk off our rent and get a say in how it was furnished because since the renovations were completed the day before, it lacked furniture when we viewed it.

Once the bid and the your haggled stipulations for moving in have been presented to the owner, they can decide whether or not they'll take your offer. This offer is going to include a check for your first month's rent, plus a security deposit that is usually one months rent and a realtor fee, which is usually another month's rent. So expect whatever price you agree on, the first time out of the gate you'll be paying three to four times that amount, so brace your bank accounts accordingly.

Once the offer is accepted, its time to sign the contract, where your stipulations for moving in are legally documented. Do no skimp on any details and make sure the owner is held accountable for all damages within the first day of moving in. We found while out future home was ideal, the handles on the kitchen windows were broken, a mirror was cracked and two tiles in the bathroom were wobbly. Yes, wobbly is the technical term! These damages must be fixed before you move in and any one's you missed need to be documented the first day in order to avoid a hefty chunk of your security deposit being sucked up when you move out.

There are also some stipulations that have to be made clear on the contract when you move in, in order to save yourself from 'breaking' your lease later on:

  • Expatriate renters can use the Overseas Clause to break a lease without penalty. If you are posted back to your home country or another, you are only required to give two-weeks notice and your lease will be shortened accordingly to end as soon as possible. Just provide you FIN or Passport number to secure this.
  • If ANY of the persons on the lease are Singaporean, the Overseas Clause not only doesn't apply, it voids an early lease break for the whole apartment.
  • Rent periods tend to be 12-months to 18-months, not by year. 
  • Non-Singaporeans can not own property in an HDB. Only Singaporeans can buy an HDB unit. This is the reason the Overseas Clause applies to expatriates and not Singaporeans, we can break contracts early but can never own.
  • Subletting is illegal and strictly enforced. Even to family this is unacceptable unless their names are on the lease.
  • Most buildings come with WiFi and it is average in speed. Enough to browse the Internet but if you want to use some serious power, like online gaming or HD television, you'll have to invest in something more powerful.
  • Unlike in the States, water, gas and heat is not included in your rent. They will be billed to you same as electricity. 
  • You are expecting to service all appliances and amenities in your apartment. No building repairman, unless the damage is to the building itself, then alert the owner for assistance. Remember your air conditioner WILL need to be serviced every three-months, if it doesn't the build up of bacteria, dust and oils can make you sick or worse, start a fire!

And with that all hammer down, we've signed our contract and are set to move in next week! Ang Moh finally has some property to call his own! I think I'll raise some rabbits... yes that seems appropriate... fine I'll just get a mint plant for the kitchen window!

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